Links To FREE State Unclaimed Money Searches

It is estimated that over 32 Billion Dollars in Unclaimed Money is held by Federal and State Governments. As many as 5 of every 10 Americans may have unclaimed property!

Links To STATE
Unclaimed Money Departments

Dist. of Columbia
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Puerto Rico
Rhode Island
South Carolina
South Dakota
Washington State
West Virginia

Where To Find Unclaimed Money and Unclaimed Property

Unclaimed money and other intangible personal property held by corporations and others must, by law, be turned over to the appropriate state governments. This is done to protect the rights of owners of this unclaimed property. The state governments normally keep such funds in interest bearing accounts until it is claimed by the owner or heirs. Fortunately, in recent years, political pressure has induced almost all of these government agencies to become "proactive" in returning this money to the rightful owners. Thus were born the free government "unclaimed money websites". We show you how to find these sites.

Some examples of unclaimed money are: utility deposits, lost tax refunds, stocks, bank accounts, unclaimed life insurance pay outs, the contents of safety deposit boxes, and even gift certificates that were unused.

Where To Find State Unclaimed Money

The best place to begin is your own state's Unclaimed Property Department website. These are the websites that we provide links to. Many states allow searching by name on their own website. Some states refer you to a third party site contracted to provide free searches. In all states, it is unnecessary to pay any fee to claim your found money.

Where To Find Federal Unclaimed Money

The United States Federal Government also has web site searches available for unclaimed money such as unclaimed tax refunds, VA benefits, US Savings Bonds, FDIC insurance claims and more. To search for these you need to go to our FEDERAL page.

How To Begin Searching For Lost Money

Begin your search in the state where you live or the state where your recently moved from. Search under your name and any previous names, such as a maiden name, if applicable. You should start with a broad search using just the last name (not possible in some states). If you get a large number of "hits", refine your search by adding your first initial and possibly your full first name. You can also try your middle initial. The reason for this is to make sure you find any listings that might be under last name only, last name and initial only, and or any listing with misspelled first or middle names (which could be the reason you never received the lost money). Also check for common misspellings of the last name.

The next step is to search unclaimed property records in other states you have lived in and states where your ancestors have lived. Don't limit yourself to any one state. A company holding unclaimed money will, in some cases, turn the missing money over to the state in which it is incorporated.

Move on to federal records after searching state records. Many IRS refund checks are undelivered each year due to illegible or incorrect addresses. Do you have US Savings Bonds that are no longer drawing interest? Use the federal links to check them out. Did you ever work for a company whose pension fund was taken over by the federal government or have a bank account in a bank that went bust? These are also reasons to go looking in the federal unclaimed property links.

Finally, remember that you can search for family members and friends. If you find their name, send them to the appropriate site to file their own claim. And very importantly, remember that you can claim lost money or lost property that belonged to someone of whom you may be an heir.

If you find money, the state office will ask you to provide evidence that you are the rightful owner of the unclaimed property. What you'll need as evidence will be different in each state, but documents such as a death certificate, your own birth certificate, tax records and a will might be needed. Good luck with your search for unclaimed money.

If You Do Not Find Unclaimed Money Using Free Searches

If you did not find money using the free sites, you may wish to consider a pay to search service. For various reasons, state and federal databases do not contain all unclaimed money. The pay-to-search services, if chosen wisely, can be very useful.

Links To Federal Databases

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